Houston Jewelry & Fine Gifts
Store Hours
Mon-Sat: 11:00-6:00
Sunday: Closed
1.800.495.2630
713.784.1000
Store Hours
Mon-Sat: 11:00-6:00 | Sunday: Closed
1.800.495.2630
713.784.1000
Jewelry Financing & Payment Plans in Houston, TX
Make Your Jewelry Dreams Affordable
Fine jewelry is an investment. That's why Houston Jewelry offers flexible payment options to fit your budget.
Payment Methods We Accept
- Credit Cards: American Express, Visa, Mastercard, Discover
- 90-Day Layaway: Interest-free layaway program
- Synchrony Financial: Flexible financing with competitive rates
- Wells Fargo Financial: Low-interest installment plans
- Progressive Leasing: Lease-to-own options for flexibility
All financing subject to credit approval. We work with all credit scores—even those with credit challenges can qualify.
Why Choose Houston Jewelry for Financing?
You won't talk to a call center. You'll work with the same Houston Jewelry consultants who helped your parents. We:
- Explain every term in plain English
- Send text updates on your order
- Never pressure quick decisions
- Match Houston's family-owned service standards
Synchrony Financial Jewelry Financing
Synchrony is one of the leading jewelry financing providers. We partner with them to offer you:
- Zero-interest promotional periods (on approved purchases)
- Flexible monthly payment options
- Fast approval in minutes
- Pay online or by phone anytime
Learn more about Synchrony Financial →
Progressive Leasing – Lease-to-Own Options
Prefer flexibility? Progressive Leasing offers lease-to-own options for jewelry purchases:
- No credit check required
- Lease terms with ownership at end
- Approval valid up to 90 days
- Flexible monthly leasing payments
Learn more about Progressive Leasing →
We are a company of Distinction
Flexible Financing Options for Fine Jewelry
We understand that fine jewelry represents a significant investment. Our flexible financing programs make luxury jewelry accessible by allowing you to spread payments over manageable installments without compromising on quality.
Multiple Programs Available: We partner with leading financing companies offering various terms and interest rates to match different financial situations.
Quick Approval Process: Most applications are approved in minutes, allowing you to take your jewelry home immediately.
Flexible Terms: Choose payment plans ranging from 6 months to several years, matching your budget and financial comfort.
Financing Program Details
Zero Interest Options: Select purchases qualify for zero-interest financing for fixed periods, making luxury jewelry affordable.
Low Interest Rates: Even when interest applies, rates are competitive, making financing cost-effective.
No Prepayment Penalties: Pay off your jewelry early without penalties, giving you flexibility and control.
Automatic Payments: Convenient automatic payment options ensure you never miss a payment while keeping payments manageable.
How to Apply for Jewelry Financing
Simple Application: Complete a brief application providing basic financial information. Most approvals happen immediately.
Flexible Credit: We work with customers of varying credit backgrounds. Even those with credit challenges may qualify.
Transparent Terms: Full disclosure of all terms, rates, and fees ensures you understand exactly what you're committing to.
Financing FAQs
Can I finance any piece of jewelry?
Yes, most jewelry purchases can be financed. Ask our staff about specific financing options for your selection.
How quickly can I get approval?
Most applications are approved in minutes, allowing you to take your jewelry home immediately.
What credit score do I need?
We work with customers of varying credit backgrounds. Even imperfect credit can qualify.